PayPal is a global payment system used by individuals, online stores, and auction sites. You must sign up with an email address to use PayPal. You pay with your bank account, credit card or a PayPal account where you place credit. PayPal is free for the buyer for payments in euros. When converting in foreign currencies, costs are charged: 2.5 to 4% on top of the exchange rate. Buyers can use Paypal's purchase protection.

As a customer of different banks, you use a physical card, which is linked to a bank account. You then pay via an app or with a card reader. A payment via Bancontact is confirmed immediately and is guaranteed. This means that a consumer cannot reverse the payment. A payment via Bancontact is also 3D Secure.